BUYING A HOME IN THE CENTRAL OKANAGAN!

So, you’ve finally made the decision to purchase Real Estate? Congratulations, it’s probably one of the best decisions you’ll ever make. Scroll down and learn more about Kyle B. Janzen & Associates and how we can help you find the perfect property! If you are a First Time Home Buyer, please read my blog post on 5 Tips for First Time Home Buyers. When you are ready, please contact us directly at (778) 215-2784, email at kylebjanzen@royallepage.ca or click here.

 
 
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COFFEE

So you are thinking about buying Real Estate, huh? Well, we should probably get together for a coffee at the office or a local coffee shop and get you started! This will give us an opportunity to learn about your unique situation and how we can set you up for success early on!

 
Mortgage Pre-Approval

MORTGAGE PRE-APPROVAL

Mortgage pre-approval is probably the single most important aspect of purchasing Real Estate. After all, you need to know how much money you should spend.

 
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CHECKLIST

Creating a checklist will help narrow down your wants and needs. This is where we get into the real nitty-gritty and find out exactly what you need in a home! This helps us find properties that fit exactly what you are looking for. After all, we don’t want to waste your time!

 
Timing

TIMING

When purchasing Real Estate, it’s a great idea to set a timeline depending on your goal and objectives. This way you will know if you are on track!

 
Budget

BUDGET

When purchasing Real Estate it is extremely important to set a budget and work within it. Your budget should include the purchase price, GST (if applicable), property transfer tax, legal fees, inspection, insurance, moving costs, and maintenance and renovation costs. There are a variety of other expenses that could arise, so plan accordingly. The Canadian Real Estate Association (CREA) has put together a Homebuyers’ Roadmap, which you can view here.

 
Location

NEIGHBOURHOODS

Once you have been pre-approved and set a budget, it is time to look at which neighbourhoods you’d prefer to call home. In the coming weeks, we are going to put together a comprehensive neighbourhood blog post outlining all of the neighbourhoods in the Central Okanagan. Stay tuned!

 
Listings Direct

LISTINGS DIRECT

Now that you have set a budget and have a good idea of your preferred neighborhoods, it is time to set you up to receive ‘new’ listings directly to your inbox. With this feature, you will receive listings 24 hours before they are published on Realtor.ca! This is one of the best ways to see HOT new listings, as soon as they hit the market — after all, we don’t want you missing out!

 
Showings

SHOWINGS

This is the fun part — this is where we get out into your desired neighborhood and look at property that meet your wants and needs, as well as your budget.

 
Make an Offer

MAKING AN OFFER

Once we find the perfect property that meets all of your criteria, we make an offer! But don’t worry, we will be there to negotiate the best possible price for you based off of our comprehensive market analysis! Once we get an accepted offer, we work with you right up until closing to ensure a smooth and seamless transaction.

 
Keys

HANDING OVER THE KEYS!

At Kyle B. Janzen & Associates this is our favorite part of the process. This is the part when you get possession of your brand new home and we hand over the keys! Congratulations, you just purchased your first home!